The VERITAS Mastercard® prepaid card
Access essential banking services
Who is the VERITAS Mastercard® prepaid card for?
Whatever your personal situation, and even if you are prohibited from banking, the VERITAS Mastercard® prepaid card is adapted to your needs. Whether you are a student, retiree, employee, unemployed, tourist or self-employed professional, VERITAS offers you the possibility of having a Mastercard® prepaid payment card and accessing all essential banking services, without having a bank account.
- Have a card that works like an account
- A prepaid card is a pre-credited card.
- Only the money available on the card can be spent. There is no risk of overspending or incurring charges.
- A high quality embossed card with an elegant design and visually similar to any other card.
- A card secured by a magnetic strip, an electronic chip and a secret code.
- A card whose complete management is done online via secure access.
Prepaid card: a practical and secure means of payment
NOTE: At Veritas we believe it is important to explain in detail all aspects of the prepaid card product so that everyone can choose the one that suits them. The information on this web page is generic and provided for informational purposes only in order to help the reader understand the prepaid card product in general. They should not be considered absolutely exhaustive and may vary depending on local legislation or other factors. Consequently, in the event of subscription, this information does not replace reading and acceptance of the general conditions.
Why choose a prepaid card?
For people without a bank account
People without a bank account, or those who have difficulty obtaining a traditional bank account, can benefit from using a prepaid card. These cards allow you to make online transactions, pay in stores, and even withdraw money from ATMs, without requiring a bank account.
An excellent budget management tool
Next, a prepaid card can be a great tool for managing your budget. Since the card's balance is limited to the amount previously loaded, it can help control spending and avoid over-indebtedness. It's an ideal solution for those who struggle to manage their spending with a traditional credit card.
For the financial independence of young people
In addition, parents who wish to give financial independence to their children, while controlling their budget, can opt for a prepaid card. This allows young people to learn how to manage their money while limiting the risk of excessive spending.
A secure option for online transactions
For people concerned about their online security, a prepaid card can be a secure option. If card information is stolen, financial risk is limited to the amount loaded on the card, thereby protecting the user's other funds and bank accounts.
By using the VERITAS Mastercard® prepaid card, you benefit from all the advantages of the Mastercard® network throughout the world. In the event of a report of loss or theft, you can immediately block the card in just a few clicks. This protects you (except in cases of negligence on your part) against fraudulent use of your card number, allowing you to shop in-store or online with peace of mind. Compared to cash, which is permanently lost in the event of theft, the money on your VERITAS Mastercard® prepaid card is secure.
It is, in fact, safer to have your money on the card than to have it physically on you. Card security is reinforced by a fraud prevention and detection system. Service providers who help operate the card constantly monitor suspicious movements. The data is encrypted on their servers, protected by powerful firewalls, and access to your card space on the Internet is secure thanks to the 128-bit SSL protocol. Your identification on the platform is done by username, password and 3DS. The servers identify where you log in, which can trigger a fraud alert if suspicious logins are detected, such as purchases made in very remote locations at time intervals that are too short to be feasible.
What are the different types of prepaid bank cards?
Rechargeable prepaid bank cards with an account at a bank
Reloadable prepaid bank cards with a bank account are cards that allow users to load a specific amount onto the card and associate it with a bank account. These cards offer the possibility of receiving external transfers, such as salary or other income, directly to the account associated with the card. Users can also make automatic withdrawals from this account. In addition to the basic functionalities of a prepaid card, such as in-store purchases, online purchases and ATM withdrawals, reloadable prepaid cards with an account at a bank can offer online banking, advanced financial management and other benefits associated with traditional bank accounts.
Reloadable prepaid bank cards without an account
Accountless reloadable prepaid bank cards are cards that can be loaded with a specific amount, but they are neither a traditional bank account nor associated with a traditional bank account. These cards are standalone and do not involve opening a bank account. Users can load the card with a pre-defined amount of money and use it to make purchases in store, online, as well as to withdraw money cash at ATMs. Reloadable prepaid cards without an account often come with an online platform where users can manage their funds, check their balance and view transaction history.
How to get a prepaid card?
Obtaining a prepaid card, such as the Veritas Card, is a generally simple and intuitive process. With the rise of digital technology, the acquisition of this banking offer can be done online, which greatly simplifies the procedures. To obtain your Veritas prepaid card, if you are using a computer, simply click on the "Get your card" button located at the top right of the screen. If you are using a mobile device, you will first need to click on the three dots at the top right of the screen and then select the "Get your card" option. You will then be guided through the steps necessary to complete your application. This process includes providing certain supporting documents, such as proof of identity and proof of residence.
Once you have your Veritas prepaid card, you can recharge it by transfer or in cash at one of the company's many partners. It is then ready to be used for withdrawing money from ATMs or for paying online and in store.
You can also recharge your card from any bank branch or post office. Simply provide the bank details (RIB) of your VERITAS Mastercard® prepaid card to make a simple transfer.
As soon as your card is activated, you obtain the bank details corresponding to your prepaid VERITAS Mastercard® card (RIB, bank code, branch code etc.), just like for a traditional bank account. This feature provides greater flexibility in managing your money and makes it easier to use the card in a multitude of financial situations.
Advantages and disadvantages of the prepaid card
Advantages of a prepaid card
It is accessible without a bank account, which can be very practical for people who do not want or cannot open a traditional bank account. The prepaid card also offers an excellent budget management tool, since expenses are limited to the amount loaded on the card. It is a practical solution to offer financial independence to young adults, while controlling their budget. The prepaid card stands out for its great flexibility of use. It is easy to reload by transfer, in cash and can be used for cash withdrawals from ATMs and in-store payments, both nationally and abroad. For online transactions, the user can block their card in a few clicks in case of doubt about fraudulent use of your card number.
Disadvantages of a prepaid card
Despite its many advantages, the prepaid card also has some limitations. The main one is undoubtedly the issuance and management costs that can be associated with its use. Let's also think about the impossibility of spending more than the amount loaded on the card may prove inconvenient in case of emergency or unforeseen expenses. Take your precautions.
| Benefits | Disadvantages |
| Accessible without a bank account | Issue and management fees |
| Effective budget management tool (expenses limited to the amount loaded) | Cannot spend more than the amount charged, which can be inconvenient in an emergency |
| Financial independence for young people while controlling their budget | |
| Secure option for online transactions | |
| Recharge facility (by transfer, cash, etc.) | |
| Obtaining bank details (Iban, bank code, branch code, etc.) | |
| Usable for cash withdrawals from ATMs and in-store payments | |
| Protection against fraudulent use of your card number |
Rates
We understand the importance of having a clear view of the fees associated with prepaid bank cards. To help you make informed decisions, we have prepared a summary table of fees associated with the Veritas prepaid card This table summarizes the different fee categories, such as creation and issuance fees, annual fees, delivery fees, withdrawal fees, loading fees and transfer fees. a convenient overview of the costs associated with using this card, allowing you to weigh the benefits and financial implications before making an informed choice.
| Category | Description | Fees |
| Creation and issue costs | Main map | FREE |
| Annual Fees | Main map | 29.90 € |
| Monthly management fee | FREE | |
| Delivery costs | Main map | FREE |
| Partner card (max. 2 cards per main card) | FREE | |
| Monthly management fee | FREE | |
| Personalization of the card (adding first and last name, pseudonym or company name) | FREE | |
| Withdrawal fees | Purchases from merchants and websites in France | FREE |
| Withdrawing money from an ATM (in SEPA euros) | 2.50 € | |
| Foreign exchange fees | 1.99% | |
| Real-time card money transfer | FREE | |
| Loading fees | Bank transfer (separate fees vary depending on the financial institution) | 2.49% (€5 min) / FREE for AMBASSADOR |
| Cash deposit (separate fees vary depending on the intermediary) | FREE | |
| Transfer fees | Account to card (Incoming SEPA transfer) | 2.49% (€5 min) / FREE for AMBASSADOR |
| Veritas Card to Card - Outbound Transfer | FREE | |
| Veritas Card to Card - Inbound Transfer | FREE |
*All additional charges and optional services are stipulated in the general conditions.
Ceilings
At Veritas, the ceilings depend on the formula chosen and whether it is a natural person or a company/association.
For a natural person here are the ceilings:
Basic :
- Maximum recharge per year: €150
- Maximum withdrawal by ATM: €50
- Maximum ceiling: €150
Classic :
- Maximum recharge per year: €6,700
- Maximum withdrawal by ATM: €500
- Maximum ceiling: €16,800
VIP Ambassador:
- Maximum recharge per year: €240,000
- Maximum withdrawal by ATM: €500
- Maximum ceiling: €120,000
For a company or an association here are the different ceilings:
Classic company/association:
- Maximum recharge per year: €500,000*
- Maximum withdrawal by ATM: €500*
- Maximum ceiling: €200,000*
VIP company/association:
- Maximum recharge per year: €1,000,000*
- Maximum withdrawal by ATM: €500*
- Maximum ceiling: €300,000*
*Please note that the ceilings mentioned are subject to potential variations depending on current legislation. To obtain precise and detailed information, we invite you to consult the General Conditions of Sale (CGV) on the official Veritas website.
Reload modes
Now you can easily top up your VERITAS Mastercard® prepaid card conveniently and securely. Simply credit money to your card and you will be able to use it freely at over 36 million merchants and ATMs around the world.
Electronic top-up: By bank transfer
Local bank transfer:
If your bank offers you online access to your bank accounts, you can top up your VERITAS Mastercard® Prepaid Card quickly by simply entering the full bank details of your prepaid card account. A local wire transfer usually takes between 1 and 3 business days depending on your bank.
Transfer from abroad:
If you receive money from abroad for professional or private purposes, you can also top up your VERITAS Mastercard® prepaid card by providing the full bank details of your card. A transfer by international wire generally takes between 3 and 5 business days.
Cash top-up
For those who prefer to use cash to top up their VERITAS Mastercard® prepaid card, there is an ideal solution. You can visit a bank or credit bureau post to carry out a cash top-up. Simply transfer cash to your card by providing your card's bank details. Please note that some establishments may charge for this service or refuse to carry it out.
Recharge using Neosurf coupon
If you want to get a recharge code, you can buy Neosurf coupons available in more than 50 countries and in hundreds of thousands of points of sale, such as tobacconists and kiosks. Simply indicate the number of your VERITAS Mastercard® card to credit your card with the Neosurf coupon. Note that these different top-up options give you the flexibility to manage your funds and use your VERITAS Mastercard® prepaid card with ease.
Can I go overdrawn with a prepaid card?
With a prepaid card, it is not possible to go overdrawn. This is also the whole principle of the prepaid card. It is based on loading an amount beforehand on the card before you can use it. Thus, the balance available on the card is limited to the amount previously deposited, which prevents any overdraft. This offers a certain degree of control over spending and avoids fees linked to overdraft. You can therefore use a prepaid card with complete peace of mind, knowing that you will not be able to spend more than the amount preloaded on the card.
Is a prepaid card personal or anonymous?
A prepaid card can be nominative or anonymous depending on the type of card and the options available. Some prepaid cards can be issued in the name of a specific person, which makes them nominative. In this case, the name The cardholder's name is usually printed on the card itself. Other prepaid cards may be anonymous, meaning they are not tied to a specific identity. This can be useful for those who want to maintain their privacy when using the card. It is important to note that identification requirements may vary depending on the country and applicable regulations. To obtain precise information on whether it is nominative or anonymous of a specific prepaid card, it is recommended to consult the information provided by the card issuer.
Does a prepaid card give me access to airport lounges?
With Veritas, you can enjoy access to airport lounges, providing a more pleasant experience when traveling. With your Veritas card, whether you are in economy or business class, No matter which airline you travel with, you have the opportunity to enjoy airport lounges from the start of your trip, not just at your destination.
We have selected the best international airport lounges for you, giving you access to more than a thousand airport lounges around the world. Access to airport lounges is reserved for Veritas cardholders who have been upgraded to CLASSIC or VIP versions.:
Using your Veritas card to access airport lounges is simple and convenient. Unlike other cards that require apps or QR codes, Veritas gives you direct access to airport lounges. airport. Simply select the airport you are in, go to the corresponding lounge and enjoy benefits such as free wifi, free refreshments and a comfortable space.
If you are traveling with your family or friends, you can also grant them access to airport lounges. Simply pay for lounge access for the people of your choice, without the need additional telephones or codes.
Access to airport lounges is subject to entry fees which vary according to each lounge and each airport. On average, the price per person is around 30 euros (or the equivalent in currency). You can purchase lounge access upon entering the lounge and ensure you have a valid boarding pass matching the name on your passport.
We have selected over 1,000 airport lounges around the world, giving you the opportunity to enjoy this benefit at most major airports. However, please note that access and use of airport lounges are subject to the conditions of use specific to each lounge.
Veritas wishes you a pleasant journey and a safe flight, whether for your business trips or your vacation. Take advantage of access to airport lounges and the services offered there to make your even more pleasant travel experience.
At Veritas we believe it is important to explain in detail all aspects of the prepaid card product so that everyone can choose the one that suits them. The information on this web page is generic and provided for informational purposes only with the aim of providing the reader with a general understanding of the prepaid card product. They should not be considered absolutely exhaustive and may vary depending on local legislation, or other factors. Therefore in the event of subscription, this information does not replace reading and acceptance of the general conditions.
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